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Proposing a Strategy to Reduce the Number of Illegal Fintech P2P Lending Platforms in Indonesia 2021

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Master Thesis: Fintech Peer-to-Peer (P2P) Lending Platform is a fintech service that transforms traditional lending or credit application to digital and is distinguished by faster and easier loan disbursement than traditional ones. Since 2018, the emergence of this platform has increased significantly in Indonesia while also opening up opportunities for criminality practices, such as the rise of illegal Fintech P2P Lending platforms. The distribution of illegal fintech P2P lending platforms was approximately 200 percent greater than legal ones. They have been conducting unethical financial practices, which harmed the users, and some even led to suicide. This report aims to propose a strategy for the government of Indonesia to reduce the number of Illegal Fintech P2P Lending platforms in Indonesia. It was conducted by analyzing the as-is strategy implemented by the government of Indonesia compared to the benchmark countries Republic of Korea and People's Republic of China. The to-be model was also designed according to the potentials and weaknesses obtained from the gap analysis of Indonesia compared to the two countries. This is expected to achieve a sound fintech ecosystem in Indonesia. Moreover, the future study should cover technology adoption to enable proactive-oriented work for the government to reduce the number of Illegal Fintech P2P Lending platforms in Indonesia.
Keywords: Indonesia, fintech, Peer-to-peer Lending (P2P) platform, fintech ecosystem, legal strategy, illegal fintech P2P Lending platform

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Ketersediaan

Informasi Detail

Judul Seri

-

No. Panggil

338.9 FAR p

Penerbit

Daejeon, Korea : Korea Avanced Institute of Science and Technology., 2021

Deskripsi Fisik

v, 121 halaman : ilustrasi, tabel ; 30 cm.

Bahasa

Indonesia

ISBN/ISSN

-

Klasifikasi

338.9

Tipe Isi

text

Tipe Media

unmediated

Tipe Pembawa

other (unmediated)

Edisi

-

Subjek

Keuangan, Masalah
Pinjaman

Info Detail Spesifik

-

Pernyataan Tanggungjawab

Faradina Vidyani

Versi lain/terkait

Lampiran Berkas

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